Category Archives: Finance Brilliance

These Two Words Can Be Keeping You Broke!

How many times have you asked yourself these questions?: “Why can’t I save money?” “What happened to my paycheck?” “Why can’t I get out of debt and stay out?” The answers to these questions can be found in two words, “immediate gratification”. Society has become a society that “WANTS”, not “NEEDS”, things “NOW”. This urgency…

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Avoid Debt Related Illness this Holiday Season

This holiday season, I’d like to encourage you to focus on what truly matters to you in your life and what brings you joy. As for me, I’m focusing on good health, the love of family, gratitude and the freedom based lifestyle that wealth affords. I was watching a popular television show recently and the…

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FAKO versus FICO Credit Scores: Do You Know the Difference?

Interestingly enough there is much talk these days surrounding FICO scores and how to increase them or keep them “healthy”. However, many don’t understand this number that has many in a panic. Here’s a brief explanation: A FAKO score is the actual industry name for the “credit” score reported by most FREE credit score companies….

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The Foundation to Fix Your Money Madness

Our money legacies are passed down through our family. Examples: did you grow up hearing arguments over money, was money discussed at all or was it handled positively. Our money legacies can be negative or positive. We can also change our money legacies.   Our money stories can be negative or positive as well. However,…

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IT’S TIME!!!

My husband and I recently celebrated our 28th wedding Anniversary! It’s hard to believe it has been that long. Time has just flown by! Much of the time I have to admit, we have been so busy with living our visions and the requirements of everyday life, that “the lightning fast” movement of time really…

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Wealth: The Mind Connection

First, I would like to make this distinction concerning the information contained here. The reference to financial “wealth or wealthy”, is speaking to “new money” acquired by an individual, not “family money” or “inheritance”. Wealthy people have one common connection that drives them to achieve financial success. That connection is their “MIND”.  Our “mind”plays an…

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Am I an Abuser of “Immediate Gratification?”

How many times have you asked yourself, “Why can’t I save money?” Or better yet, “What happen to my paycheck?” The answer to these questions can be found in two words, “immediate gratification”. We have become a society that needs things now. This urgency is directly connected to our “mindset”. The way to see if…

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Joint or Separate Bank Accounts, “That is the Question”!

As we know there are a number of “thoughts” on how the accounts should be handled in a marriage or partnership. Whenever I discuss the below question with my clients, I normally receive varied answers. In some relationships, unfortunately this can be a touchy conversation. When a couple is married or in a partnership, how…

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Stop Disrespecting Your Money

I heard you say “what”, “how am I disrespecting my money”? Here’s how: Do you balance your checkbook regularly? Or worse, are you balancing your checkbook by the Automated Teller Machine (ATM)? Not just adding and subtracting your ledger. You should reconcile your statement with your checkbook on a monthly basis.  Do you have bills…

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Second Chance At Success

  In viewing the current state of the economy, I see many people “stagnant” in their lives and at a loss as to their next move. It’s almost as if many have lost “hope” and “motivation”. Their main concerns are finances and jobs. However, my clients and others are taking their futures into their hands…

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